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Question by rottie mommy: I am in the process of fixing my credit so I can buy a home. Would it be easier to deal with the creditors? If you choose the debt counselor can you please give me a few names as to some good agencies to go through and if you have ever been through this process can you give me some good tips that I can use. Fast Credit Repair Answer by Joken Add your own answer in the comments!
myself and go through the negotiation process or allow a debt counselor to help me out?
Best answer:
It is not that hard to do it yourself, Save the fee the debt counselor will charge and use it towards one of your debts. Keep in mind that if you do negotiate with your creditors for a lower amount than you owe that you will end up paying taxes on the amount not paid.
Question by wise investment: I would like to start repairing my credit. What is the best way to do this? Any reliable credit company?? Fast Credit Repair Answer by Real Georgian There is a load of information at this site! Know better? Leave your own answer in the comments!
Best answer:
First Step In Credit Repair How To Conduct A Credit Report Check
By: Peter Lim
You can do it yourself…
Question by fatbaby1006: financial question: which comes first bills or fixing credit? Fast Credit Repair Answer by Wally Balls What do you think? Answer below!
ok so let say you have 2 jobs. Most of your money goes to bills. now your are also trying to get a house but your credit is mess up. Would u be worried about your credit at the present time(bank giving you a deal to pay off your balance for half of what you owe and that is just one of his credit card) or pay what you should pay like electril bill which hasnt been paid for couple of months and who knows that they might just cut your electricity off?! seriously!
Best answer:
Bills should always come first. If your credit is messed up chances are it was because you didn’t pay some bills previously. Don’t make an already bad situation worse by adding more bills that haven’t been payed to the pile.
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