by: Michael Saunders
There's more to credit repair than just getting rid of the negative information. You need to ensure that any positive information that can be included in your file actually is.
1. Try to Get Positive Accounts Reported: You know that the credit bureaus typically don't share information, but it can be frustrating if one of your good, paid-on-time accounts doesn't show up on all of your credit reports. What's worse is when a credit account isn't reported at all. Some creditors simply don't bother to use credit bureau services, and others deliberately hide the histories of their best customers for fear that their competitors will swoop in.
Although you can't force a creditor to report an account to a bureau or report more frequently, you can always ask. Sometimes it's all but impossible to get your on-time payments recorded. Most landlords, utility companies, and phone companies will only report you to the credit bureaus if you screw up. (So be sure you don't screw up.) (continued...)
4 Excellent Ways To Help Boost Your Credit Score
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