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November 5, 2011 5:00 pm
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Q&A: In repairing credit: Should I pay off charge off items or will this even help my score.?
November 4, 2011 5:00 pm
Question by mcook1610: In repairing credit: Should I pay off charge off items or will this even help my score.? Fast Credit Repair Answer by Slimick You could be stirring up a hornet’s nest by renewing contact with debt collectors over old, charged-off debt. You could trigger very aggressive collection activity against yourself….Making a payment on charged-off debt can reset the statute of limitations in most states…this would enable the collectors to take legal action against you for the debt. I personally do not think that a slight increase in your credit rating is worth the risk of a lawsuit/judgement. If you’re going to pay off old-charged-off debt anyway, then you might as well negotiate the lowest settlement you can possibly get, being that the negative charge-off notation is going to stay for 7 years on your credit report anyway. You don’t have to hire anyone to do this for you. You have to be VERY careful in this effort…Mail them a vaguely worded statement like: I am willing to settle this matter for 25% of the original amount. This is in no way an admission of this debt, but rather an attempt to settle this matter. Your firm must send me a written agreement on your company’s letterhead that you will accept this amount as “payment in full” and that is issue will be settled. Upon receipt of this agreement, I will mail you a money order for this amount. Know better? Leave your own answer in the comments!
Should i called these companies myself and work out a deal to try to pay half of my balance, or should i hire a service.
Best answer:
Don’t make the mistake of simply cutting a check to whatever collection agency has the debt for the charge-off and assume that your credit rating will be magically restored…Doing so will not remove it from your credit reports. It will simply be updated to a “Paid Charge-Off,” which, while slightly better, is still a seriously derogatory item. Per the Fair Credit Reporting Act, a charge-off, whether paid or not, can remain on a consumer’s credit reports for up to seven years.
Dick Durbin Credit Card Processing (Shortened)/.wmv
November 3, 2011 5:00 pm
Reduced to 4 min. from a 19 min clip….Interchange is a Price Fixing Scheme Period, Interchange is unregulated with hidden fees and is non-negotiable, Business are being overcharged by credit card companies and banks without restraint, Take It or Leave It System, No Disclosure or Transparency, Zero Regulation
Fast Credit Repair
Video Rating: 5 / 5
Which credit card company would be the best to go with for repairing my credit?
November 3, 2011 5:00 am
Question by Melandi: Which credit card company would be the best to go with for repairing my credit? Fast Credit Repair Answer by hi91977 Add your own answer in the comments!
Best answer:
any creditor that send you an offer is good. the important thing is to pay it in full at the end of the month when you get your statement. on time payments & length of account will improve your credit score.
Professional Credit Repair Services that Works! (Easy Solutions Credit Repair Services)
November 2, 2011 5:00 am
Video Testimonies are created from Actual Clients who are enrolled or have used Easy Solutions Credit Repair Services. Easy Solutions-Credit Services • FREE Credit Consultation • Professional Credit Repair • Professional Financial Credit Analysis • Credit Establishment • Monthly Credit Monitoring • Identity Theft Resolution • Employment Credit Compliance • Creditor Harassment Protection • Credit Education Seminars • Debt Settlement Consultation • Debt Management & Relief • and more… Benefits & Features • Monitor Our Work Online 24/7 (Client & Affiliate Portal) • Personal Financial Credit Advisor per Client (Client Confidentiality) • Excellent Results Every 45 Days (No Long Term Contracts) • Excellent Customer Service Why Choose Easy Solutions • Pay AFTER Results (9 Credit Financial Analysis prior) • In-House Financing Available • Guaranteed Results or 200% Money Back Guarantee • Lifetime Warranty (permanent results) • Certified Financial Credit Services o Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act Certified, Certified Debt Specialists, Certified Credit Counseling Specialists, Certified Credit Manager, Pursue of Higher Education (Associates to Master Degrees) • Registered, Licensed, and Bonded in the State of Texas and Compliant with the Federal Trade Commission For more information please contact us at: Easy Solutions- Credit Repair Services 1393 E.Alton Gloor Ste.13 Brownsville, TX 78526 (956)621-2772 info@escreditservices.com www …
Fast Credit Repair
Video Rating: 0 / 5
Social Entrepreneurship
Spotlight
Social Enterprise HandiConnect Wins Audacious Award in New Zealand
Social enterprise, HandiConnect, wins the Audacious-Business Idea competition’s Doing Good category. The company is spearheaded by University of Otago entrepreneurship master’s student Nguyen Cam Van.
