Question by gabriel i: I have bad credit and want to fix it myself?
I am 30 years old and I have bad credit for many different reasons. I would list my excuses but it does not matter. I really want t to fix my credit. I have like 4 good accounts and the rest (12-15 accounts) are bad. They are all in collections and I have already talked to a person who specializes in fixing credit. I want to avoid paying them so much money to fix my credit. My mother may help me fix my credit by fronting half of the money. I will be paying off my truck later this year and have around 400+ dollars a month. What are some ways that I can contact the credit collectionns myself and making arrnangents? I can print my credit report and do this myself if needed? any advice?

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Best answer:

Answer by infiniti’s cousin
start paying everything on time, call each company and set-up a payment plan and after a few months of on time payment you can ask to have the negative items removed off your report

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