How do I raise my credit score?

Question by CJ: How do I raise my credit score?
I paid off 20 of 25 of my past due credit card depts in hopes of it raising my score but even with that I was told it will still take seven years for it to clean up, that hardly seems fair!

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Best answer:

Answer by MadMan
No. It will take 7 1/2 years for the old debts to come off your credit report but your credit report will get better over the next two to three years.

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