how do I raise credit score and when will old accounts be erased?

Question by jdm iam: how do I raise credit score and when will old accounts be erased?
I recently got rid of all my debt except for my student loan which is current and around 10000. I had about 8 delinquent accounts and are now paid. I do know its a seven year period that the accounts are on your credit but is it from the time the account is paid off or from the time the account went to the creditors. Because I was able to get some accounts removed from my credit history days after it was paid. And how do Iget my score higher besides the obvious on-time payments?

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Best answer:

Answer by Iffy
From the time it is paid off. On time payments are the only way to raise it.

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