How do we fix credit?

Question by lacruzfamilia: How do we fix credit?
What do I do if there are fraud charges on our credit report and there isnt a number to call to say they arent ours? I have been sending letters like crazy to the people and we need our credit fixed bad.

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Best answer:

Answer by Stacy R
send written letters to the collection agencies, all three of them. Tell them you are disputing the charges and they will have to investigate it. Hopefully, you have proof. If you do, send it with your letter.

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