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Q&A: Fixing Horrible Credit: Need Tips and Tricks?

November 24, 2011 6:00 am Published by

Question by Mary: Fixing Horrible Credit: Need Tips and Tricks?
I am trying to fix my horrible, terrible credit and I am working with a credit counselor to pay off my debits. In the meantime, what else can I do to increase my credit? Like, my friend says that whenever I use my debit card, I should choose credit instead of debit. What other ideas to you have?

Fast Credit Repair
Best answer:

Answer by Joe S
The only way to repair your credit is to build your profile again.

1. ALWAYS pay your bills on time so they don’t report you.

2. If you have a credit card try and pay it off at the end of each month.

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If you “fix” something YOU wrecked, should you take credit for fixing it?

November 23, 2011 6:00 am Published by

Question by Big One 0909: If you “fix” something YOU wrecked, should you take credit for fixing it?
If when it comes to the blame you push it off on your predecessor? Or your staff? Or a regulatory agency YOU direct?

If YOU run unemployment up three points, do you deserve Credit when it comes down a point and a half?

Fast Credit Repair
Best answer:

Answer by Cris Ray
It seems Blame Bush for anything bad claim the credit if anything improves.

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Q&A: How do I go about fixing my Credit when it is mixed in with son’s?

November 22, 2011 6:00 am Published by

Question by Bob: How do I go about fixing my Credit when it is mixed in with son’s?
I have or had good credit, son is a junior with same name as me, his credit is bad and now its all mixed in with mine, where do I start at getting it untangled.?

Fast Credit Repair
Best answer:

Answer by Almond
Write the credit bureau’s and dispute the personal credit information that is on your credit report.

Experian
P.O. Box 2002
Allen, TX 75013
1-888-397-3742

Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111

Trans Union
P.O. Box 1000
Chester, PA 19022
1-800-888-4213

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