Question by terrell n: Is Lexington law firm good for repairing credit?
i currently have a collection and i don’t want lenders to see the account. an agent from Lexington law fern told me that they can remove it in approx 3 months, but i have to enroll and put a down payment of $ 500.00. is this a scam? can they really have my collection account removed from my credit? some one please help…..
Fast Credit Repair
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scam indeed.
hold on a second, I’ll have some better info for ya.
The Warning Signs
If you decide to respond to a credit repair offer, look for these tell-tale signs of a scam:
* companies that want you to pay for credit repair services before they provide any services.
* companies that do not tell you your legal rights and what you can do for yourself for free.
* companies that recommend that you not contact a credit reporting company directly.
* companies that suggest that you try to invent a “new” credit identity — and then, a new credit report — by applying for an Employer Identification Number to use instead of your Social Security number.
* companies that advise you to dispute all information in your credit report or take any action that seems illegal, like creating a new credit identity. If you follow illegal advice and commit fraud, you may be subject to prosecution.
– Federal Trade Commission
http://ftc.gov/bcp/conline/pubs/credit/repair.shtm
http://ftc.gov/bcp/conline/pubs/credit/kneedeep.shtm
http://ftc.gov/bcp/menus/consumer/credit.shtm
There is nothing Lexington Law can do that you cant do for youeself.Never pay for services which you havent received yet. I went to fixmyuglycredit.com they helped me..Good luck